Archive for December, 2008
December 10, 2008 at 4:02 pm · Filed under The Helping Hand
Memories have an emotional charge that can colour our awareness. These emotions can make us react in strange ways following certain triggers. You may find yourself becoming aware of a past event’s memory and notice that you are looking back and not fully present with what is going on around you now.
Memories of past events in our life can have associated with them deep emotional charge. This can cause these memories to keep repeating themselves over and over again throughout our life.
Sometimes the pattern is triggered by our environment and sometimes by a person or situation. Once triggered, the memory of the event plays out, with all the deep emotional charge of the original event.
The first step to solving this pattern of behaviour is to become aware of the process. If you find your mood swinging for no apparent reason it may be that one of these past memories is playing out at a subconscious level.
By focusing on what is happening, you are bring it back into the conscious mind and questioning the validity of the experience and emotions you are experiencing.
Through forgiveness we can release the energies, which are stuck in this pattern of experience and behaviour. Through forgiveness we release the emotional charge and this can be both for the other person and yourself or associated with an event.
These memory patterns can keep playing out over long periods of time and create shadows, which stop us seeing the true reality of a situation. As we move into the new energy more of these patterns of behaviour are coming up to the surface of the mind to be released.
As we release each one, we become a little more aware of the true reality around us. We become a little more centred within ourselves and aware of what is happening now and receive genuine information from our senses.
This growth in our awareness and expansion of our feelings and emotions allows us to grow in self knowledge. It gives us the freedom to choose our mood first and come from our own heart centre and radiate love to those around us.
We stop reacting to life and start to create the life we would love to experience and grow into. We empower ourselves to see life as it truly is and enjoy it in the moment, without carrying all the baggage of past events with us. We become a master of ourselves and therefore master the way we see and experience the world in which we live.
We are growing on the path to mastery and enjoying living life in an evolutionary way. This growth is happening now on an individual level. Soon we will see it happening in our communities and on the level of government and will grow into a new awareness in the world of the oneness of life.
December 9, 2008 at 12:11 am · Filed under The Helping Hand
It is now possible to save 40% to 60% by purchasing a diamond engagement ring from an online diamond retailer, rather than from a bricks-n-mortar High Street jeweller. Online diamond retailers don’t have retail shops, sales staff, large diamond inventories and other associated operating expenses and are therefore able to pass on the cost savings to consumers.
Of course, a diamond might be one of the largest one-off purchases made in one’s lifetime and so it is understandable that many people may be uncomfortable paying for a diamond before it has been seen and examined.
However, as long as the correct research and precautions are taken there should be no reason to be fearful about buying diamonds from Internet diamond merchants.
The three most important aspects of the pre-purchase checks that must be carried out are:
1. Assurance that the diamond business is legitimate,
2. Assurance that the payment method is secure,
3. The risk of merchant fraud or failed delivery is mitigated.
In part three of this three part series we examine the third aspect which is to ensure mitigation of the risk of diamond merchant fraud or delivery failure.
Mitigation of risk of diamond merchant fraud and failed delivery
Only Buy Laboratory Certified Diamonds
Rule number one when buying any diamond is that it must have a certified laboratory report from one of the major gemmological institutes. This gives assurance that the diamond being purchased is the same specification that the diamond merchant has described.
Returns Policy
Examine the returns policy of the diamond merchant carefully for any extraordinary or unusual points. When making any purchase over the internet the buyer has a 7 day cooling off period within which to cancel a purchase for a 100% refund. This is because internet retailing falls into the retail category governing selling at a distance and the relevant UK consumer protection laws. All online diamond merchants should mention this as matter of course.
Credit Card
A significant advantage of paying by credit card is that if anything goes wrong with the purchase then the buyer is covered by the UK Consumer Credit Act 1974. The credit card company may then also be liable for the purchase to the same amount as the diamond merchant and payment of the credit card to the amount of the purchase can be withheld until the purchase dispute is resolved.
Escrow Service
An escrow service is effectively an independent third party that ensures receipt of the diamond by the buyer and receipt of payment by the merchant.
The process is as follows:
1. The terms of the transaction are agreed between the buyer and merchant and the escrow service is contracted to aid the transaction. 2. The escrow company receives payment from the buyer of the diamond.
3. The escrow company then confirms to the merchant the buyer’s payment has been received.
4. The merchant then sends the diamond to the buyer.
5. The buyer confirms receipt of the diamond to the escrow company.
6. The escrow company sends payment to the merchant.
The escrow service usually charges a small percentage of the purchase cost as a fee. As an indicator of the importance of using an escrow service eBay recommends using one for purchases over £300.
Remember, a large saving is being made by purchasing the diamond online, so it won’t hurt to get peace of mind for the small percentage an escrow will charge. But make sure you carry out the appropriate research on any escrow company as there have been instances of fraud.
Independent Appraisal
An extra precautionary check is to have the diamond merchant send the diamond to an independent diamond appraiser so the appraiser can confirm that the diamond matches its Laboratory Certificate. The appraiser will confirm the authenticity to the buyer, who can then arrange payment for the merchant.
Once receipt of payment is confirmed by the merchant, the appraiser can then send the diamond on to the buyer. In this way the appraiser also acts as an escrow service. An insurance appraisal could also be carried out by the same appraiser, which is something any insurance company will need to see before insuring the diamond.
Recorded, signature-required, insured postage
A recorded delivery method that is insurable and requires a signature on arrival is the safest way of receiving the diamond through the mail. Royal Mail Next Day Special Delivery with Consequential Loss Damage purchased is an excellent choice. When transporting the diamond by mail always use this method or a similar one for maximum security of delivery.
December 7, 2008 at 10:10 am · Filed under The Helping Hand
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Right now you may be thinking this sounds too good to be true or that this is just another get rich scheme or multi level marketing program that is plaguing the internet these days. You’ll be delighted to learn that the information I am offering does not involve any reselling or multi level scams.
You’ve probably guessed that I’m not going to just give this information away. Well you’re wrong. This information is absolutely FREE. If you have basic computer skills and are willing to put in some time, you can be as - if not more - successful than I have been.
I can’t promise that you’ll make over one hundred thousand dollars in just over two months like I did or that you’ll even make one cent. I can say that you won’t find this information in any book store, library or website.
To learn more visit 66days.com
December 6, 2008 at 11:01 am · Filed under Ads + Plugs
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December 6, 2008 at 5:46 am · Filed under Credit Resources, World Of Finance
You should be overbold today to inspect if you have a nice deal or if you don’t with the merchant bank that offers you a bank loan. now you need to investigate and ensure if you can have a credit loan at a solid percent loan rate. Lots of of the merchant banks wil show you a rate of interest that is looking just but doesn’t feel good or so after some time. At present you can check over rates quickly on the internet and jut if there are other conditions you should be aware of. to see if the bank who is willing to give you a money loan is just.
The translation says: Woon je in Ede of Wnseradiel en hebt u BKR codering. Lenen met een BKR registratie is nog nooit zo eenvoudig geweest. Haal snel een andere caravan met geld lenen zonder bkr toetsing, 236198 euro is geen obstakel om te financieren. Van Zijpe tot Overbetuwe, financieren met en BKR codering gaat hier altijd.
5.6 percent interest rate may look so good but will that be unremitting after you have to reinforce your money loan. It makes no difference if you live in Longmont Colorado or in Grand Forks North Dakota a dependable online examination will excuse you often a lot of discommode. A moneylender in Jacksonville Florida or so can have a total completely different actual rate for a 10000 dollar loan then a merchant bank in Novato California and that makes a big clear difference in your monthly pay offs.
December 3, 2008 at 12:40 am · Filed under Education + Schooling
Have you ever thought about being a financial planner? Coming from experience, it’s actually not difficult. All you need to do is to get the ps146 compliance training from registered training organization. Ps146 is the short form of policy statement 146 and is governed by the Australian securities and investments commission known as the ASIC. Ps146 provides you with the essentials of the financial markets and the financial services industry as well as the etiquette that you need to have in order to advise the client. This form of education is known as the diploma of financial planning and is typically and eight day course. The eight course is in a classroom of about 10 other students and you have the option of calling for a distance education course as well. Assessments are done in the classroom and for the distance education, it is done either via fax or online assessments. All assessments are pretty simple if you read the material prior. You would need to go through and role-play which allows the assessor to judge whether you are fit enough to go in front of a customer. Ultimately, you will be in front of a customer anyway and would need to converse with him or her.
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